Canadian Tire Financial Services

In 2015, Canadian Tire Financial Services ("CTFS") marked its 20th year as a MasterCard issuer. With nearly two million card members, the Canadian Tire Options® MasterCard® provides Canadians with financial solutions and rewards including equal payment plan options, in-store instant credit, insurance products and the ability to earn Canadian Tire ‘Money’® across the Canadian Tire family of companies.

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CTFS posted record earnings in large part due to greater integration with Canadian Tire’s retail businesses. In-store promotions such as our Equal Payments financing program make it more rewarding for customers to shop with their Canadian Tire Options® MasterCard®. We continue to develop innovative ways to integrate across our retail banners, helping drive in-store traffic and strong retail sales. CTFS successfully managed through challenging economic conditions with our best-in-class credit risk management, our dedication to managing costs across the business and our award-winning customer service.

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The Canadian Tire mPay & Play™ app
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